State retirement system to get “actuarial” audit by outside firm; state Chamber calls for more


The Kentucky Retirement System will undergo a level two actuarial audit this summer conducted by an outside firm the system has hired, according to KRS Executive Director Bill Thielen.

Thielen told the Public Pension Oversight Board of the system’s decision to undertake the audit at a meeting Monday in Frankfort. Thielen said the group has hired Segal Consulting to conduct the actuarial audit with a contract beginning on May 1.

The audit, which was a suggestion of the Public Pension Oversight Board, will cost KRS $98,500. The system is expecting a report from the group on August 1 and will present the findings to the board at a September meeting.

Bill Thielen
Bill Thielen

The Kentucky Chamber of Commerce has previously supported efforts to conduct actuarial audits of the system. But the Chamber has also called on state Auditor Adam Edelen to conduct a comprehensive performance audit of the Kentucky Retirement System to ensure the financial stability of the system.

Edelen has expressed interest in performing the audit and is waiting for agreement from legislative leaders on funding to bring in outside groups to conduct an independent non-partisan audit.

Kentucky Chamber President and CEO Dave Adkisson points out that a performance audit is different from a regular financial audit in that it examines how an organization is performing based on important benchmarks.

The Chamber advocates a comprehensive performance audit of KRS to examine a number of important factors, including:

How the system’s investment performance compares to other state pension funds and the reasons for any underperformance.

How the investment fees paid by KRS compare to those in other states and whether those fees are reasonable.

The accuracy of the assumptions made by the system’s actuary about current liabilities and the amount of the actuarially required contribution compare to actual experience (including the accuracy of assumptions about: the rate of return on investments; salary increases for public employees; the cost of health insurance; the rate at which employees are retiring; and other factors).

According to the Government Finance Officers Association, a level two actuarial audit -— which KRS has decided to pursue — means the reviewing actuary does not fully replicate the consulting actuary’s valuation, but instead uses a sampling of the plan’s participant data to test the results of the valuation. The reviewing actuary also examines the consulting actuary’s methods and assumptions for reasonableness and internal consistency.

The last significant audit of KRS by then-State Auditor Crit Luallen was conducted in June of 2011—three and a half years ago—and focused on the use of private placement agents by KRS to make investments. While that audit found problems with the system’s use of placement agents, it did not focus on any of the performance areas the Chamber highlighted in its resolution.

At the meeting Monday, Thielen announced that he will be leaving his position at the end of the fiscal year and that he will be helping with the transition.

Thielen was named the permanent executive director of KRS in July 2012 after serving in the position on an interim basis for 15 months.

The Public Pension Oversight Board also heard testimony on KRS investment performance, administrative activities, litigation costs, employee turnover, and statistics on active and retired membership.

Under enabling legislation passed in the 2015 Session, it was speculated that Kentucky Employers Mutual Insurance and the Council of State Governments will withdraw from the retirement system when the new law is effective.

Source: Kentucky Chamber of Commerce


2 thoughts on “State retirement system to get “actuarial” audit by outside firm; state Chamber calls for more

  1. The headline is now correct, but when I go to Copy or Share the link, the link still reads “performance”‘audit – at least when done via my mobile phone.

    1. thanks, Linda. I noticed that myself. Will have to have our tech people tell me why that happens — and hopefully we can fix it. Thanks so much for letting us know. Obviously, that is a flaw in the system that will have to be fixed.

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