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By Nadia Ramlagan
Public News Service
Kentuckians seeking quality, affordable marketplace health coverage can now preview plans for 2025 on kynect.ky.gov – and have from November 1 through January 16 to enroll.
Priscilla Easterling, director of outreach and enrollment with Kentucky Voices for Health, said now is the time to shop for a plan that best meets the needs of individuals or families – especially for those who don’t have coverage through their employer, or if that coverage is too expensive.
She explained that tax credit subsides can make health coverage for a family of four with an annual household income of $50,000 under $30 a month.
“There’s never been a better time to shop on the marketplace, shop on Kynect,” said Easterling, “and look for plans for individuals, for families, because those enhanced premiums are still there and they will be for at least one more year.”
Navigators, called Kynectors, are also available in every county to help residents through the process of enrolling and determining eligibility.
Visit kynect.ky.gov and click the Get Local Help feature to contact a Kynector, or call 855-459-6328.
Easterling explained that this year several marketplace carriers, insurance companies approved to serve residents through Kynect, have made changes to the counties they cover – noting it’s important folks check to see which insurers are available where they live.
“So there are some new 2025, what we call, qualified health plan coverage maps,” said Easterling, “so you can really see what insurance companies are available in which counties.”
She added that the door to health coverage doesn’t completely close after open enrollment ends on January 16.
“There are opportunities to still get enrolled in coverage throughout the rest of the year,” said Easterling, “it’s just been very dependent on having some sort of life change, some sort of life circumstance change.”
Research has shown Affordable Care Act coverage from 2014 through 2016 helped more Kentuckians receive colorectal cancer screenings and treatment.
According to 2022 Census data, around 246,000 Kentuckians are uninsured.